Personal Checking Solutions
STAR REWARD CHECKING
A free* checking account that currently pays 2.75%
Annual Percentage Yield**, plus ATM fee refunds nationwide!
We use the daily balance method to calculate the interest on your
free checking account. This method applies a daily periodic rate
to the principal in the checking account each day.
With this account you also have:
- No minimum balance requirement*
- First order of checks is free
- Unlimited check-writing privileges
- No service charges for electronic & automatic transfers
- 24-hour ATM and Internet Banking
- Direct Deposit
- No monthly maintenance service charges for Overdraft Protection
when linked to your Statement Savings, Personal Money Market,
or Cash Advance accounts
- Monthly statements that include Image Copies of all your checks
and may be combined with your Statement Savings or Personal
Money Market Accounts
- Free Master Money ™ Debit Card
- FDIC Insured
Please see your Personal Banker with any questions, and for the
detailed Terms and Conditions of your account, and the Weekly Rate
Sheet.
*A $100 deposit is required to
open this checking account.
**Reward rate 2.75% Annual Percentage
Yield* (APY), effective as of 5/01/09, is paid on balances between
one penny and $250,000 and Reward Rate 1.01% APY paid on all balances
above $250,000, each cycle the minimum requirements are met. 2.75%
APY is guaranteed through 9/30/09. STAR Reward Checking accounts
must meet three requirements: 1) 10 point-of-sale debit card transactions,
2) eStatements, and 3) One Direct Deposit or ACH. If these requirements
are not met each cycle your account will still function as a free
checking account, with the Annual Percentage Yield of 0.15% and the
Interest Rate of 0.1499%; however, it will not receive ATM refunds
for that period. Rates subject to change without notice. No minimum
balance required. You must deposit $100 to open this free checking
account. Available to personal checking accounts only. No monthly
service charge. Free Online Billpay.
PERSONAL INTEREST CHECKING
This single account offers simple and flexible solutions
for all your banking needs.
You must maintain a minimum daily balance of $100.00 in this account
to obtain the Annual Percentage Yield listed for the account. A minimum
daily balance of $100.00 must be maintained in order to avoid the
imposition of a $10.00 monthly maintenance service charge.
We use the daily balance method to calculate the interest on your
account. This method applies a daily periodic rate to the principal
in the account each day.
With this account you also have:
- First order of checks is free
- Unlimited check-writing privileges
- No service charges for electronic & automatic transfers
- No service charges for unlimited transactions with your Personal
Banker
- 24-hour ATM and Internet Banking
- Direct Deposit
- No monthly maintenance service charges for Overdraft Protection
when linked to your Statement Savings, Personal Money Market, or
Cash Advance accounts
- Monthly statements that include Image Copies of all your checks
and may be combined with your Statement Savings or Personal Money
Market Accounts
- Free Master Money ™ Debit Card
- FDIC Insured
Please see your Personal Banker with any questions, and for the
detailed Terms and Conditions of your account, and the Weekly Rate
Sheet.
NON-INTEREST CHECKING
This is a non-interest bearing account. There is no minimum
balance requirement. There is no monthly maintenance service
charge.
With this account you also have:
- The first seven (7) ATM surcharges imposed by other banks
while using your Allegiance Master Moneys card will be
refunded, up to $3.00 per transaction, per calendar month
- First order of checks is free
- Unlimited check-writing privileges
- No service charges for electronic & automatic transfers
- No service charges for unlimited transactions with your Personal
Banker
- 24-hour ATM and Internet Banking
- Direct Deposit
- No monthly maintenance service charges for Overdraft Protection
when linked to your Statement Savings, Personal Money Market, or
Cash Advance accounts
- Monthly statements that include Image Copies of all your checks
and may be combined with your Statement Savings or Personal
Money Market Accounts
- Free Master Money™ Debit Card
- FDIC Insured
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