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           DEPOSIT PRODUCT RATES
Rates & Annual Percentage Yield (APY) as of May 8, 2008
 
Account APY Interest Rate Minimum Daily Balance
Requirement to earn
APY
CHECKING
Account APY 1 Interest Rate Minimum Daily Balance
Personal Interest Checking 2.10% 2.078% $99.00 - $9,999.99
  2.60% 2.566% $10,000.00 - $24,999.99
  3.10% 3.053% $25,000.00 - $49,999.99
  3.60% 3.536% $50,000.00 and above
Business Interest Checking 0.50% 0.49% $100.00 - $9,999.99
Sole Proprietor
  1.00% 0.995% $10,000.00 - $24,999.99
Non-Profit 501C
  1.25% 1.242% $25,000.00 - $49,999.99
  1.50% 1.488% $50,000.00 and above
SAVINGS
Account APY 1 Interest Rate Minimum Daily Balance
Statement Savings 1.00% 0.995% $100.00 and above
Escrow Management 0.25% 0.25% $1000.00 and above
Money Market Savings 2.25% 2.225% $1,000.00 - $9,999.99
  2.50% 2.469% $10,000.00 - $24,999.99
  2.75% 2.712% $25,000.00 - $49,999.99
  3.25% 3.198% $50,000.00 and above
CERTIFICATE OF DEPOSIT
Account APY 2 Interest Rate Minimum Daily Balance
1 Month Fixed Rate 1.00% 0.995% $1000.00
3 Month Fixed Rate 2.25% 2.225% $1000.00
6 Month Fixed Rate 2.50% 2.469% $1000.00
12 Month Fixed Rate 2.75% 2.712% $1000.00
18 Month Fixed Rate 3.00% 2.956% $1000.00
2 Year Fixed Rate 3.00% 2.956% $1000.00
30 Month Fixed Rate 3.00% 2.956% $1000.00
3 Year Fixed Rate 3.00% 2.956% $1000.00
4 Year Fixed Rate 3.00% 2.956% $1000.00
5 Year Fixed Rate 3.00% 2.956% $1000.00

1. The Interest Rates and Annual Percentage Yields (APY) are subject to change at any time. Fees could reduce earnings

2. A penalty may be imposed on Certificates of Deposits for withdrawals prior to maturity.

Please call, email, or see a Personal Banker with any questions and for terms and conditions on your account.

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